Fiesta Bean Dip

Vegetarian refried beans (cooked beans, water, less than 2% of canola oil, salt, distilled vinegar, chile pepper, onion powder, spices, garlic powder, natural flavor), cheddar cheese (pasteurized milk, cheese cultures, salt, enzymes, annatto vegetable color [if colored], potato starch, corn starch, cellulose [anti-caking agents]), sour cream (cultured pasteurized grade a cream, non fat milk solids, enzyme), tomatoes, yellow onion, sliced ripe olives (ripe olives, water, salt, ferrous gluconate [to stabilize color]), jalapeno pepper, green onion, cilantro